Residential Resources
Classic Range
Classic Full Doc
The Classic Home Loan is aimed at those looking for greater flexibility within their loan. The Home Loan comes with a 100% offset account and redraw facility. It allows flexible lump sum payments and additional loan repayments. This loan is perfect for those looking for greater flexibility within their lives.
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Classic SMSF
The Variable Rate SMSF Investment Home Loan comes with a 100% offset account for tenant payments. This loan is perfect for SMSF property investors
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Classic SMSF No Liquidity Test
The Variable Rate SMSF Investment Home Loan comes with a 100% offset account for tenant payments. This loan is perfect for SMSF property investors who do not meet the minimum asset and liquidity test.
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Classic Ex Pat
The Ex Pat Owner Occupied or Investment Home Loan is aimed at those looking for greater flexibility within their loan. The Home Loan comes with a 100% offset account and redraw facility. It allows flexible lump sum payments and higher loan repayments. This loan is perfect for those looking for greater flexibility within their lives.
Definition of Expatriate: An Australian Citizen or a Permanent Resident of Australia with an Acceptable Visa that does not reside in Australia or a New Zealand Citizen that does not reside in Australia or New Zealand.’
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Family Range
Family Full Doc
The Family Residential Home Loan helps people to achieve their dream of home ownership. Suitable for a wide range of borrowers and for multiple purposes
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Family Alt Doc
The Family Alt Doc is available for multiple purposes and is suitable for self-employed individuals or companies, in operation greater than two years, but which do not have the required documentation for a standard loan application.
Income documentation requirements: ABN 2 years and GST registration minimum 12 months, Alt Doc forms (accountant and borrower) plus 12 months BAS statements from the ATO for each trading entity where the borrower declares income from more than one entity.
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Family SMSF
The Family SMSF Loan is the ideal funding option for a selfâ€managed super fund wanting to purchase a residential investment property and obtain exposure to real estate assets.’
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Family Ex Pat
The Family Ex Pat Owner Occupied or Investment Home Loan is a great solution for Australian expatriates who want to purchase an Australian property which they will either live in or use for investment purposes
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